Right to Appraisal (RTA)
Fight for the repair estimate your vehicle deserves.
When your insurance company undervalues your repair estimate, you have the legal right to challenge their assessment. CTI's Right to Appraisal service leverages decades of collision industry expertise to ensure your vehicle receives the proper repair valuation. We invoke the appraisal clause in your policy, appoint an independent appraiser, and fight for a fair settlement — so you're not left paying out of pocket for repairs your insurer should cover.
Benefits
Why This Service Matters
Our Process
How It Works
Free Consultation
We review your claim and repair estimate at no cost to determine if you have grounds for appraisal.
Claim Analysis
Our experts conduct a thorough analysis of your repair estimate against OEM procedures and industry standards.
Appraisal Filing
We formally invoke your Right to Appraisal and submit our independent valuation to the insurance company.
Negotiation & Resolution
We advocate aggressively on your behalf until a fair settlement is reached. No win, no fee.
FAQ
Common Questions
What is the Right to Appraisal?
The Right to Appraisal is a clause in most auto insurance policies that allows you to challenge the insurance company's repair estimate or total loss valuation through an independent appraisal process.
How much does it cost to invoke my Right to Appraisal?
CTI works on a contingency basis for RTA claims — you pay nothing upfront. We only collect a fee if we successfully recover more money for your claim.
How long does the RTA process take?
The timeline varies, but most RTA cases are resolved within 30–60 days. Complex disputes involving umpire selection may take longer.
Can I invoke RTA if I already accepted the insurance estimate?
In many cases, yes. The appraisal clause can often still be invoked even after initial acceptance. Contact us for a free consultation to review your specific situation.
Don't Let Insurance Companies Shortchange You
Get your free, no-obligation consultation today. If we can't win, you don't pay — it's that simple.